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If you have been dreaming of a sweet, moist treat that combines the comforting warmth of ripe bananas with the irresistible bursts of melted chocolate, then this Banana Cake with Chocolate Chips Recipe is your next must-bake delight. Perfectly balanced with spices, creamy sour cream, and just the right amount of sugar, this cake feels like a warm hug in every bite. Whether you want a crowd-pleaser for a family gathering or a cozy weekend indulgence, this recipe transforms simple pantry staples into an unforgettable dessert.

Banana Cake with Chocolate Chips Recipe - Recipe Image

Ingredients You’ll Need

Gathering your ingredients is the first joyful step toward a luscious cake. Each one plays an important role, from the sweetness of ripe bananas to the tender crumb that sour cream imparts, and the gentle spice that brightens the flavor profile. Let’s break down the essentials that make this cake truly special.

  • Mashed ripe bananas (1 ½ cups): The star of the show, providing natural sweetness and moistness that keeps the cake tender.
  • All-purpose flour (2 cups): Forms the structure of the cake, giving it the perfect balance of crumb and rise.
  • Baking powder (1 teaspoon): Helps the cake rise evenly for a light texture.
  • Baking soda (1 teaspoon): Works with the bananas’ acidity to boost fluffiness and browning.
  • Salt (½ teaspoon): Enhances all the other flavors without making the cake salty.
  • Ground cinnamon (½ teaspoon): Adds a warm, inviting spice that complements the bananas beautifully.
  • Unsalted butter, softened (½ cup): Provides richness and a tender crumb.
  • Granulated sugar (¾ cup): Adds sweetness and helps with the cake’s golden color.
  • Brown sugar, packed (¼ cup): Brings a subtle caramel note and extra moisture.
  • Large eggs (2): Bind all the ingredients together and add richness.
  • Vanilla extract (1 teaspoon): Deepens the flavor and adds a lovely aroma.
  • Sour cream (½ cup): Keeps the cake moist and tender with a slight tang.
  • Semi-sweet chocolate chips (1 cup): Melts into pockets of chocolatey goodness in every bite.

How to Make Banana Cake with Chocolate Chips Recipe

Step 1: Prepare Your Oven and Pan

Start by preheating your oven to 350°F (175°C). Grease a 9×13-inch baking pan thoroughly to ensure your cake doesn’t stick, allowing for clean slices once baked. This step sets the stage for your cake’s perfect rise and release.

Step 2: Mix the Dry Ingredients

In a medium bowl, whisk together the all-purpose flour, baking powder, baking soda, salt, and ground cinnamon. Combining these ingredients ahead ensures an even distribution, so every slice has that balanced flavor and lift.

Step 3: Cream Butter and Sugars

Using a large mixing bowl, beat the softened unsalted butter with granulated sugar and brown sugar until the mixture is light and fluffy—this usually takes a few minutes. This process is crucial because it helps incorporate air for a lighter texture in your banana cake.

Step 4: Add Eggs and Vanilla

Add the eggs one at a time, mixing well after each addition to maintain that light mixture. Then stir in the vanilla extract, which will elevate the cake’s aroma and flavor.

Step 5: Combine Wet Ingredients

Mix in the mashed bananas and sour cream until everything is well blended. This combination is what makes the cake exceptionally moist and tender, while adding a delightful tang from the sour cream.

Step 6: Incorporate Dry Ingredients

Gradually fold the dry ingredients into the wet mixture. Stir gently just until combined to avoid overworking the batter, which helps keep the banana cake soft and fluffy.

Step 7: Fold in Chocolate Chips

Finally, gently fold in the semi-sweet chocolate chips so they’re evenly spread throughout the batter, creating pockets of richness in every bite.

Step 8: Bake the Cake

Pour the batter into your prepared pan and smooth it out evenly. Bake for 30 to 35 minutes or until a toothpick inserted in the center comes out clean. Keep an eye on your oven, as baking times can vary slightly – perfect timing means perfectly moist cake.

Step 9: Cool and Slice

Allow the cake to cool completely in the pan on a wire rack. Cooling makes slicing easier while helping the flavors settle so your Banana Cake with Chocolate Chips Recipe shines in every piece.

How to Serve Banana Cake with Chocolate Chips Recipe

Banana Cake with Chocolate Chips Recipe - Recipe Image

Garnishes

A simple dusting of powdered sugar instantly makes this banana cake charming and elegant. For something more decadent, a swirl of whipped cream or a drizzle of melted chocolate pairs beautifully with the chocolate chips already inside.

Side Dishes

This cake serves beautifully alongside a scoop of vanilla ice cream or a dollop of Greek yogurt for a creamy contrast. You can also offer fresh fruit like strawberries or raspberries to add a bright, fresh note that balances the sweetness.

Creative Ways to Present

Try serving the banana cake cut into cupcakes for a portable treat or layer slices with mascarpone and sliced bananas for a simple yet stunning dessert trifle. For celebrations, dust with toasted nuts or add a sprinkle of cinnamon to the top for visual appeal and extra flavor.

Make Ahead and Storage

Storing Leftovers

After enjoying some slices, store the leftovers in an airtight container at room temperature for up to 2 days to maintain moisture. For longer keeping, refrigeration works well but may slightly firm the texture.

Freezing

You can freeze the cake either whole or sliced. Wrap tightly in plastic wrap and then aluminum foil to prevent freezer burn. Frozen banana cake keeps well for up to 3 months and is ready to thaw overnight in the fridge.

Reheating

To bring back that just-baked warmth, reheat individual slices in the microwave for about 15 seconds or pop them into a low oven (around 300°F) for 10 minutes. This revives the softness and brings the chocolate chips back to melty perfection.

FAQs

Can I use overripe bananas for this Banana Cake with Chocolate Chips Recipe?

Absolutely! Overripe bananas are actually perfect for this cake because they are sweeter and softer, which enhances the flavor and moisture of the final dessert.

Is it possible to substitute sour cream in this recipe?

Yes, you can substitute sour cream with plain Greek yogurt or buttermilk in equal amounts. They will provide a similar tang and keep the cake moist.

Can I make this cake gluten-free?

To make a gluten-free version, replace the all-purpose flour with a gluten-free baking blend that includes xanthan gum. Keep in mind the texture might slightly differ but will still be delicious.

How do I prevent the chocolate chips from sinking?

To keep chocolate chips evenly distributed, toss them lightly in a bit of flour before folding into the batter. This helps them stay suspended throughout the cake while baking.

Can I add nuts to the Banana Cake with Chocolate Chips Recipe?

Definitely! Adding ½ cup of chopped walnuts or pecans gives the cake a delightful crunch and complements the sweetness. Sprinkle some on top before baking for extra texture and visual appeal.

Final Thoughts

Baking this Banana Cake with Chocolate Chips Recipe is like creating a little slice of happiness from your kitchen. Moist, flavorful, and full of cozy textures, it’s the kind of treat you’ll find yourself reaching for again and again. So go ahead and bake it for your next gathering or a simple family dessert—you’ll be amazed at how a humble banana can transform into a show-stopping cake!

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Banana Cake with Chocolate Chips Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.1 from 79 reviews
  • Author: Angela
  • Prep Time: 15 minutes
  • Cook Time: 35 minutes
  • Total Time: 50 minutes
  • Yield: 12 servings
  • Category: Dessert
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Description

This moist and flavorful Banana Cake with Chocolate Chips is a delightful dessert perfect for any occasion. Made with ripe bananas, a blend of warm spices, and studded with semi-sweet chocolate chips, this cake offers a luscious combination of sweetness and texture. The addition of sour cream keeps the cake tender and rich, making it an easy-to-make treat that’s sure to please both family and guests.


Ingredients

Scale

Dry Ingredients

  • 2 cups all-purpose flour
  • 1 teaspoon baking powder
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • ½ teaspoon ground cinnamon

Wet Ingredients

  • 1 ½ cups mashed ripe bananas (about 3 large bananas)
  • ½ cup unsalted butter (softened)
  • ¾ cup granulated sugar
  • ¼ cup brown sugar (packed)
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • ½ cup sour cream

Add-ins

  • 1 cup semi-sweet chocolate chips


Instructions

  1. Preheat and Prepare Pan: Preheat your oven to 350°F (175°C) and grease a 9×13-inch baking pan thoroughly to prevent sticking.
  2. Mix Dry Ingredients: In a medium bowl, whisk together the flour, baking powder, baking soda, salt, and ground cinnamon until evenly combined, ensuring the leavening agents and spices are well distributed.
  3. Cream Butter and Sugars: In a large mixing bowl, beat the softened butter with granulated sugar and brown sugar until the mixture is light and fluffy, which helps give the cake a tender crumb.
  4. Add Eggs: Incorporate the eggs one at a time into the creamed butter mixture, beating thoroughly after each addition to maintain smoothness and proper aeration.
  5. Mix in Flavorings and Bananas: Stir in the vanilla extract, mashed bananas, and sour cream until fully combined for moisture and flavor.
  6. Combine Wet and Dry: Gradually add the dry ingredients to the wet mixture, stirring gently just until all ingredients are combined to avoid overmixing which can lead to a dense cake.
  7. Add Chocolate Chips: Fold in the semi-sweet chocolate chips evenly throughout the batter for bursts of chocolate in every bite.
  8. Bake the Cake: Pour the batter into the prepared pan and spread it evenly. Bake in the preheated oven for 30 to 35 minutes, or until a toothpick inserted into the center comes out clean, indicating doneness.
  9. Cool and Serve: Allow the cake to cool completely in the pan before slicing to ensure clean cuts and the best texture.

Notes

  • For additional texture and flavor, add ½ cup of chopped walnuts or pecans to the batter.
  • Using mini chocolate chips can provide a more even distribution of chocolate throughout the cake.
  • Ensure bananas are well-ripened for the best natural sweetness and moisture.
  • Allow the cake to cool fully before serving to enhance flavor and texture.

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