If you love a breakfast that feels like a treat yet fuels your morning with wholesome goodness, you are going to adore this Banana Chocolate Chip Overnight Oats Recipe. It brings together the creaminess of Greek yogurt, the natural sweetness of ripe bananas, and just the right touch of chocolate chips for a perfect balance of flavors. This dish is not only incredibly easy to prepare but also wonderfully customizable, making it a fantastic option whether you’re rushing out the door or looking to savor a leisurely morning.

Ingredients You’ll Need
Getting your ingredients ready for this Banana Chocolate Chip Overnight Oats Recipe is a breeze, and each one plays a key role in creating a creamy, flavorful, and satisfying breakfast. From the oats that provide heartiness to the chia seeds that boost nutrition, every item is essential for the perfect texture and taste.
- Plain Greek yogurt: Adds rich creaminess and a protein boost to keep you full.
- Milk of choice: Helps soften the oats overnight and blends all the flavors together.
- Maple syrup or honey: Provides natural sweetness without overpowering the dish.
- Rolled oats: The wholesome base that becomes tender and delicious after soaking.
- Chia seeds: Give a slight crunch and thicken the oats for a luscious texture.
- Vanilla extract: Enhances the flavor depth with warm, inviting notes.
- Pinch of sea salt: Balances sweetness and intensifies the overall taste.
- Small banana (chopped): Brings natural sweetness and adds a lovely fruity texture.
- Miniature chocolate chips: Tiny bursts of chocolate that melt slightly for a perfect treat.
How to Make Banana Chocolate Chip Overnight Oats Recipe
Step 1: Stir the Ingredients Together
Begin by combining the plain Greek yogurt, milk of your choice, maple syrup or honey, rolled oats, chia seeds, vanilla extract, sea salt, chopped banana, and miniature chocolate chips in a large bowl. Stir everything together really well to ensure that each element is evenly distributed and the oats start soaking up all the flavors.
Step 2: Divide and Cover
Once your mixture is perfectly mixed, divide it evenly into two jars or airtight containers. Cover them with lids or plastic wrap to keep everything fresh and ready for refrigeration, making it super convenient for busy mornings.
Step 3: Refrigerate Overnight
Place the covered jars in the refrigerator and let the magic happen! Overnight, the oats will absorb the liquid, soften to a creamy consistency, and the chia seeds will do their thickening work. By morning, you’ll have a delicious, ready-to-eat breakfast waiting for you—just give it a quick stir and enjoy cold.
How to Serve Banana Chocolate Chip Overnight Oats Recipe

Garnishes
Top your overnight oats with a few extra slices of banana or a sprinkle of miniature chocolate chips for that chocolatey finish. Toasted nuts, shredded coconut, or a drizzle of nut butter can also add delightful texture and richness.
Side Dishes
This Banana Chocolate Chip Overnight Oats Recipe pairs wonderfully with fresh fruit salads or a glass of freshly squeezed orange juice. For a heartier spread, some crispy turkey bacon or a warm mug of coffee complements the creamy oats beautifully.
Creative Ways to Present
For an Instagram-worthy breakfast, serve your overnight oats layered in a clear jar so the colors and textures really shine. You can also top them with edible flowers, a dusting of cinnamon, or even some granola for crunch. Playing with presentation makes breakfast feel extra special.
Make Ahead and Storage
Storing Leftovers
If you happen to have any leftover Banana Chocolate Chip Overnight Oats Recipe, simply cover it tightly in an airtight container and keep it refrigerated for up to 3 days. The flavors will continue to meld, and you’ll have a convenient grab-and-go meal for later.
Freezing
While freezing overnight oats isn’t typically recommended due to changes in texture, if you want to freeze a batch, do so without the banana and chocolate chips. Add those fresh before serving to maintain the best flavor and texture.
Reheating
This recipe is best enjoyed cold, but if you prefer it warm, transfer your portion to a microwave-safe bowl and heat in 30-second increments, stirring in between until it reaches your desired temperature. Warm it gently to keep the texture creamy and comforting.
FAQs
Can I use other types of milk for the Banana Chocolate Chip Overnight Oats Recipe?
Absolutely! Whether you prefer almond, oat, soy, or dairy milk, you can customize this recipe to suit your taste and dietary needs without compromising on flavor.
Is it okay to use instant oats instead of rolled oats?
Rolled oats are preferred for their texture and ability to absorb liquid without becoming mushy, but if instant oats are all you have, expect a softer, more porridge-like consistency.
Can I make this recipe vegan?
Yes! Simply swap out Greek yogurt for a plant-based yogurt and use a plant-based milk. Choose maple syrup instead of honey to keep it entirely vegan-friendly.
How long can I prepare the Banana Chocolate Chip Overnight Oats Recipe in advance?
You can prepare this recipe up to 3 days ahead and keep it refrigerated. The flavors actually get better as they meld, making it even tastier over time.
Can I add protein powder to this recipe?
Definitely! Adding a scoop of your favorite protein powder can boost the nutritional content, making it a great option for a post-workout meal or extra-satisfying breakfast.
Final Thoughts
I can’t encourage you enough to give this Banana Chocolate Chip Overnight Oats Recipe a try. It’s a true game-changer for breakfast—effortless, nutritious, and downright delicious. Once you discover how easy it is to start your day with something so tasty and wholesome, it will quickly become a staple in your morning routine.
Print
Banana Chocolate Chip Overnight Oats Recipe
- Prep Time: 10 minutes
- Cook Time: 0 minutes
- Total Time: 10 minutes plus overnight refrigeration
- Yield: 2 servings
- Category: Breakfast
- Method: No-Cook
- Cuisine: American
- Diet: Vegetarian
Description
This Banana Chocolate Chip Overnight Oats recipe is a delicious and healthy breakfast option that combines creamy Greek yogurt, hearty rolled oats, sweet banana, and mini chocolate chips for a perfect balance of flavor and nutrition. Easily prepared the night before, it offers a no-cook, grab-and-go meal that’s both satisfying and nutritious.
Ingredients
Base Ingredients
- 1/2 cup plain Greek yogurt
- 1 cup milk of choice
- 2 teaspoons maple syrup or honey
- 1 cup rolled oats
- 1 tablespoon chia seeds
- 1/2 teaspoon vanilla extract
- Pinch of sea salt
Fruit and Toppings
- 1 small banana, chopped (plus extra for serving, if you like)
- 2 teaspoons miniature chocolate chips (plus extra for serving, if you like)
Instructions
- Combine Ingredients: In a mixing bowl, stir together the Greek yogurt, milk, maple syrup or honey, rolled oats, chia seeds, vanilla extract, sea salt, chopped banana, and miniature chocolate chips very well to ensure everything is evenly mixed.
- Portion Into Containers: Divide the oat mixture evenly between two jars or containers, then cover them tightly with lids or plastic wrap.
- Refrigerate Overnight: Place the covered jars in the refrigerator and let them chill overnight (at least 6 hours) to allow the oats and chia seeds to absorb the liquid and soften. Serve cold topped with additional banana slices and chocolate chips if desired.
Notes
- You can substitute the milk with any plant-based milk such as almond, oat, or soy for a dairy-free version.
- Adjust the sweetness by increasing or decreasing the amount of maple syrup or honey.
- For added texture, sprinkle nuts or seeds on top before serving.
- This recipe can be doubled or tripled and stored in airtight containers for up to 3 days.
- If you prefer warm oats, heat the mixture gently before serving.

