If you have a soft spot for nostalgic desserts brimming with fresh fruit, creamy textures, and a delightful crunch, you are going to absolutely adore this No-Bake Banana Split Cake Recipe. This crowd-pleasing treat recreates all the fun and flavors of a classic banana split, without ever turning on your oven. Layers of sweet bananas, tangy pineapple, luscious cream cheese filling, and a buttery graham cracker crust come together effortlessly to make a dessert that’s perfect for warm days, potlucks, or when you want a fuss-free but impressive finale to any meal.

Ingredients You’ll Need
Gathering fresh and pantry staples for this recipe is a breeze, yet each ingredient plays an essential role in creating that perfect harmony of flavor and texture. From the buttery graham cracker crust to the fluffy whipped topping and vibrant fruits, every component enhances the cake in its own unique way.
- Graham cracker crumbs (2 cups / 200g): The foundation giving that irresistible crunchy base for the cake.
- Unsalted butter (½ cup / 113g), melted: Binds the crust ingredients and adds rich flavor without overpowering.
- Granulated sugar (¼ cup / 50g): Sweetens the crust just enough for balance.
- Cream cheese (1 package, 8 oz / 226g), softened: Creates a smooth, tangy filling that contrasts perfectly with the fruit layers.
- Powdered sugar (1 cup / 120g): Lightly sweetens the cream cheese filling for that dreamy texture.
- Whipped topping (1 container, 8 oz / 225g), divided: Makes the filling fluffy and adds a cloud-like finish on top.
- Bananas (4, sliced): The star fruit that delivers natural sweetness and vibrant flavor.
- Crushed pineapple (1 can, 20 oz / 565g), drained: Adds a juicy, tropical zing that brightens each bite.
- Maraschino cherries (1 jar), halved: For a pop of color and that classic banana split charm.
- Chopped pecans or walnuts (½ cup / 60g, optional): Adds a pleasing crunch and nutty depth.
- Chocolate syrup (optional): Drizzled delicately to tie the flavors together with a touch of decadence.
How to Make No-Bake Banana Split Cake Recipe
Step 1: Prepare the Crust
Start by mixing the graham cracker crumbs, melted butter, and granulated sugar in a bowl until the texture resembles wet sand. Press this mixture firmly into the bottom of a 9×13 inch dish to form a compact crust. Pop it into the fridge while you move on to the filling—it needs some time to set and get wonderfully firm before the next layers.
Step 2: Make the Cream Cheese Filling
In a stand mixer or using a hand whisk, beat the softened cream cheese and powdered sugar until smooth and lump-free. Then gently fold in half of the whipped topping to lighten the filling, making it fluffy and irresistible. This silky layer will soon cradle the fresh fruit, so smooth it out evenly over the chilled crust.
Step 3: Layer the Fruit
Next comes the best part: the fresh fruit! Spread an even layer of sliced bananas right over the cream cheese filling, then sprinkle on the well-drained crushed pineapple. These vibrant fruit layers bring the tropical and sweet flavors that make this cake taste like summer spoons of joy.
Step 4: Add the Whipped Topping
Spread the remaining whipped topping gently over the fruit to seal in the freshness and add that light, airy finish. This top layer balances the tangy filling and juicy fruit with creamy softness.
Step 5: Garnish and Chill
Sprinkle chopped nuts evenly across the cake for a delightful crunch, then dot the surface with halved maraschino cherries to add color and a touch of every kid’s favorite topping. If you want to go all out, drizzle some chocolate syrup gracefully over the top. Cover your masterpiece and refrigerate it for at least 4 hours or overnight—the longer it chills, the better the flavors meld.
How to Serve No-Bake Banana Split Cake Recipe

Garnishes
Serving this cake can be just as fun as making it. Fresh maraschino cherries are essential for that authentic banana split vibe, but a few extra banana slices or a light dusting of cocoa powder can add elegance. A drizzle of chocolate syrup just before serving takes the indulgence up a notch – and your guests will adore the finishing touch.
Side Dishes
This cake is a treat that shines on its own but pairs wonderfully with coffee or a simple scoop of vanilla ice cream. For a summer party, serve it alongside light fruit salads or refreshing lemonades to keep the sweet tones balanced and bright.
Creative Ways to Present
If you want to impress visually, try serving the cake in individual clear cups or parfait glasses layered with extra fruit and crushed nuts. Alternatively, use small ramekins and top with a cherry to create personalized mini desserts that feel special and festive.
Make Ahead and Storage
Storing Leftovers
This No-Bake Banana Split Cake Recipe keeps beautifully in the refrigerator for up to 3 days, thanks to the fresh fruits and creamy layers. Just cover the cake tightly with plastic wrap or store it in an airtight container to keep those flavors fresh and textures just right.
Freezing
While this cake is best enjoyed fresh, you can freeze it for up to a month if needed. Wrap individual slices in plastic wrap then foil to protect against freezer burn. Thaw overnight in the refrigerator before serving, though note that the texture of bananas may soften a bit after freezing.
Reheating
Since this is a no-bake, chilled dessert, reheating isn’t necessary or recommended. It’s best served cold, straight from the fridge, so the creamy layers stay cool and refreshing.
FAQs
Can I substitute the whipped topping with homemade whipped cream?
Absolutely! Homemade whipped cream is a fantastic alternative that makes the cake feel extra special. Just whip cold heavy cream to soft peaks and fold in gently as you would the store-bought topping.
How ripe should the bananas be?
Choose bananas that are ripe but still firm to the touch. Too green and they won’t have the sweetest flavor; too spotty and soft, and they can turn mushy and brown faster in the dessert.
Is it possible to make this recipe dairy-free?
Yes, you can swap the cream cheese and whipped topping with plant-based or vegan alternatives designed for creaminess and stability. Just ensure they can hold up to folding and chilling.
Can I use fresh pineapple instead of canned?
Fresh pineapple works wonderfully if you drain it very well. The canned version is just convenient and consistent for juiciness and sweetness.
What if I want to make this cake gluten-free?
Opt for gluten-free graham cracker crumbs or crushed gluten-free cookies for the crust, and you’ll keep things safe without compromising taste or texture.
Final Thoughts
This No-Bake Banana Split Cake Recipe is truly one of those desserts that feels like a warm hug while tasting like a tropical getaway. Easy to put together, no oven needed, and bursting with classic banana split fun, it’s perfect for both everyday treats and special occasions. Give it a try—you might just find your new favorite dessert to brighten up any day!
Print
No-Bake Banana Split Cake Recipe
- Prep Time: 20 minutes
- Cook Time: 0 minutes
- Total Time: 4 hours 20 minutes
- Yield: 12 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: American
Description
This No-Bake Banana Split Cake is a luscious, creamy dessert featuring layers of graham cracker crust, smooth cream cheese filling, fresh bananas, crushed pineapple, whipped topping, and a delightful garnish of nuts and maraschino cherries. Perfectly chilled, it offers the classic flavors of a banana split in an easy, no-bake cake form—ideal for warm days or quick, impressive desserts.
Ingredients
Crust
- 2 cups (200g) graham cracker crumbs
- ½ cup (113g) unsalted butter, melted
- ¼ cup (50g) granulated sugar
Filling
- 1 package (8 oz / 226g) cream cheese, softened
- 1 cup (120g) powdered sugar
- 1 container (8 oz / 225g) whipped topping (Cool Whip), divided
Fruit Layers and Toppings
- 4 bananas, sliced
- 1 can (20 oz / 565g) crushed pineapple, drained
- 1 jar maraschino cherries, halved
- ½ cup (60g) chopped pecans or walnuts (optional)
- Chocolate syrup, for drizzling (optional)
Instructions
- Make the crust: In a medium bowl, combine the graham cracker crumbs, melted butter, and granulated sugar. Mix well until the crumbs are evenly coated and the mixture holds together when pressed. Press this mixture firmly into the bottom of a 9×13 inch dish to form an even crust. Place the crust in the refrigerator to chill while preparing the other layers.
- Prepare the filling: In a separate bowl, beat the softened cream cheese and powdered sugar together until the mixture is smooth and creamy. Gently fold in half of the whipped topping (about 4 oz) until fully incorporated and fluffy.
- Layer the filling: Spread the cream cheese mixture evenly over the chilled graham cracker crust, smoothing it out to cover the entire surface.
- Add fruit layers: Arrange the sliced bananas evenly over the cream cheese layer, then spread the drained crushed pineapple over the bananas to create the next layer.
- Top with whipped topping: Spread the remaining whipped topping evenly over the fruit layers, covering them completely.
- Garnish: Sprinkle the chopped pecans or walnuts lightly over the whipped topping. Add halved maraschino cherries on top for color and flavor. Optionally, drizzle chocolate syrup over the entire cake for added sweetness and decoration.
- Chill the cake: Cover the dish tightly with plastic wrap or a lid and refrigerate for at least 4 hours, or preferably overnight, to allow the layers to set and flavors to meld.
- Serve: Once chilled and set, cut the cake into squares and serve cold for a refreshing and indulgent dessert experience.
Notes
- Ensure bananas are ripe but firm to prevent them from becoming mushy in the cake.
- For a nut-free version, simply omit the nuts in the garnish step.
- Use freshly whipped topping if preferred, but store-bought whipped topping works best for ease and stability.
- This cake can be prepared a day ahead and stored covered in the refrigerator.
- The texture of this cake is creamy and soft, so use a sharp knife to cut clean squares.

